Friday, August 07, 2009
Selling Snake Oil - Deception by Omission
The sales pitch:
1. If you like your plan you can keep it. - TRUE
2. If you like your Doctor you can keep your doctor. TRUE but....
Your doctor will become limited in what he/she can do for you.
BUT.... it is the last private insurance you'll ever have.
If, after the bill is enacted, say you have BCBS and as time goes by and you decide Aetna has a better plan then Aetna cannot sell you insurance. They cannot take on any new customers. ( Correction they can but only plans the government approves of).
Through natural attrition there will exist only government approved plans in the future. So much for more choices. Essentially they are going to setup this entity called the Health Insurance Exchange. Private insurers can offer only government approved plans through this exchange. Government steps in and controls health care. Reminds me throwing a prisoner in a cell and telling them they are free... free to walk anywhere they like in the cell.
Now watch the deception of the master liars:
Current House Bill:
SEC. 102. PROTECTING THE CHOICE TO KEEP CURRENT COVERAGE.
(a) GRANDFATHERED HEALTH INSURANCE COVERAGE DEFINED.—Subject to the succeeding provisions of this section, for purposes of establishing acceptable coverage under this division, the term ‘‘grandfathered health insurance coverage’’ means individual health insurance coverage that is offered and in force and effect before the first day of Y1 if the following conditions are met:
(1) LIMITATION ON NEW ENROLLMENT.—
(A) IN GENERAL.—Except as provided in this paragraph, the individual health insurance issuer offering such coverage does not enroll any individual in such coverage if the first effective date of coverage is on or after the first day of Y1.