In common law and statutory law a contract entered into under duress is not a valid contract. If the government mandates that a citizen enter into a contract with a private entity under threat of a penalty then that contract was made under duress. Some of you wanted fundamental transformation and you got it.
What's next? Because transportation effects all of us and is interstate commerce could Congress pass a law, using this as precedence,that mandates you buy an electric car or pay a fine? You bet. Where does it end? Well... stop kidding yourself about being a free people is a good beginning.